CONTRACT: 6 South
OPENING LEAD: J (top of a sequence)
Three possible losers: two spades and one heart.
Line of play: discard losers ont dummy's good clubs.
Trick 1 W: J, A, 5, 2
Declarer does not need the spade finesse. He can pull trumps and discard his spade losers on dummy's master clubs.
Trick 2 N: K, 8, 3, 2
Trick 3 N: 10, 2, 6, 4
Trick 4 N: 5, 5, 9, 7
If the clubs split 3-3, there will be thirteen winners. Otherwise, South will concede the heart ace.
Declarer makes his contract.
The defense takes the ace of hearts.